/* ============ VARIÁVEIS / PALETA (baseada na logo dourado + preto) ============ */
:root{
    --gold:#c6a15b;
    --gold-light:#e0c583;
    --gold-dark:#a5823f;
    --black:#0e0e10;
    --black-soft:#17171a;
    --gray:#5c5c63;
    --gray-light:#8a8a93;
    --bg:#f6f4ef;
    --white:#ffffff;
    --line:#e6e2d8;
    --radius:14px;
    --shadow:0 12px 40px rgba(0,0,0,.10);
    --font-serif:'Cormorant Garamond',Georgia,serif;
    --font-sans:'Montserrat',system-ui,Arial,sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
    font-family:var(--font-sans);
    color:var(--black);
    background:var(--bg);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}

.container{width:100%;max-width:1160px;margin:0 auto;padding:0 22px}

/* ============ BOTÕES ============ */
.btn{
    display:inline-block;
    padding:14px 30px;
    border-radius:50px;
    font-weight:600;
    font-size:.95rem;
    cursor:pointer;
    border:2px solid transparent;
    transition:.25s;
    text-align:center;
}
.btn-gold{
    background:linear-gradient(135deg,var(--gold),var(--gold-dark));
    color:var(--black);
    box-shadow:0 8px 22px rgba(198,161,91,.35);
}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(198,161,91,.5)}
.btn-outline{border-color:rgba(255,255,255,.7);color:#fff}
.btn-outline:hover{background:#fff;color:var(--black)}
.btn-full{width:100%}

/* ============ HEADER ============ */
.site-header{
    position:sticky;top:0;z-index:100;
    background:rgba(14,14,16,.96);
    backdrop-filter:blur(8px);
    border-bottom:1px solid rgba(198,161,91,.25);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:80px}
.logo-area{display:flex;align-items:center}
.site-logo{height:56px;width:auto}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:#e9e6df;font-weight:500;font-size:.95rem;transition:.2s}
.nav a:hover{color:var(--gold)}
.nav-cta{
    background:var(--gold);color:var(--black)!important;
    padding:9px 20px;border-radius:50px;font-weight:600;
}
.nav-cta:hover{background:var(--gold-light)}
.menu-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:6px}
.menu-toggle span{width:26px;height:2px;background:var(--gold);display:block;transition:.3s}

/* ============ HERO ============ */
.hero{
    position:relative;
    background:
        linear-gradient(rgba(10,10,12,.82),rgba(10,10,12,.88)),
        url('https://images.unsplash.com/photo-1449824913935-59a10b8d2000?auto=format&fit=crop&w=1600&q=60') center/cover;
    color:#fff;
    padding:110px 0 120px;
}
.hero-inner{max-width:760px}
.eyebrow{
    text-transform:uppercase;letter-spacing:3px;font-size:.8rem;
    color:var(--gold);font-weight:600;margin-bottom:16px;
}
.eyebrow.gold{color:var(--gold)}
.hero h1{
    font-family:var(--font-serif);
    font-size:clamp(2.4rem,5vw,4rem);
    line-height:1.1;font-weight:700;margin-bottom:22px;
}
.hero h1 span{color:var(--gold)}
.hero-sub{font-size:1.1rem;color:#d9d6cf;max-width:600px;margin-bottom:34px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}

/* ============ SEÇÕES ============ */
.section{padding:84px 0}
.section-head{text-align:center;max-width:680px;margin:0 auto 50px}
.section-head h2{
    font-family:var(--font-serif);font-size:clamp(1.8rem,3.5vw,2.6rem);
    line-height:1.15;margin-bottom:14px;
}
.section-head p{color:var(--gray)}

/* ============ GRID DE SEGUROS ============ */
.seguros-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:24px;
}
.seguro-card{
    text-align:left;
    background:var(--white);
    border:1px solid var(--line);
    border-radius:var(--radius);
    padding:30px 26px;
    cursor:pointer;
    font-family:var(--font-sans);
    transition:.28s;
    position:relative;
    overflow:hidden;
}
.seguro-card::before{
    content:"";position:absolute;left:0;top:0;height:4px;width:0;
    background:linear-gradient(90deg,var(--gold),var(--gold-light));
    transition:.3s;
}
.seguro-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold)}
.seguro-card:hover::before{width:100%}
.seguro-icon{font-size:2.2rem;display:block;margin-bottom:14px}
.seguro-card h3{
    font-family:var(--font-serif);font-size:1.35rem;font-weight:700;margin-bottom:8px;
}
.seguro-card p{color:var(--gray);font-size:.92rem;margin-bottom:16px}
.seguro-link{color:var(--gold-dark);font-weight:600;font-size:.9rem}

/* ============ SOBRE ============ */
.section-dark{background:var(--black);color:#eceae4}
.sobre-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.sobre-text h2{font-family:var(--font-serif);font-size:2.2rem;margin-bottom:18px}
.sobre-text p{color:#c3c0b8;margin-bottom:22px}
.checklist{list-style:none;display:grid;gap:12px}
.checklist li{padding-left:32px;position:relative;color:#e4e1da}
.checklist li::before{
    content:"✓";position:absolute;left:0;top:0;
    color:var(--black);background:var(--gold);
    width:22px;height:22px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    font-size:.8rem;font-weight:700;
}
.sobre-stats{display:grid;gap:18px}
.stat{
    background:var(--black-soft);border:1px solid rgba(198,161,91,.25);
    border-radius:var(--radius);padding:24px 26px;
}
.stat strong{font-family:var(--font-serif);font-size:2.4rem;color:var(--gold);display:block;line-height:1}
.stat span{color:#b6b3ab;font-size:.9rem}

/* ============ FORMULÁRIO ============ */
.form-wrap{display:flex;justify-content:center}
.form-card{
    background:var(--white);
    border:1px solid var(--line);
    border-radius:20px;
    box-shadow:var(--shadow);
    padding:44px 40px;
    max-width:560px;width:100%;
    text-align:center;
}
.form-icon{
    width:64px;height:64px;border-radius:16px;
    background:var(--black);color:var(--gold);
    display:flex;align-items:center;justify-content:center;
    font-size:1.8rem;margin:0 auto 16px;
}
.form-card h2{font-family:var(--font-serif);font-size:1.9rem;margin-bottom:6px}
.form-sub{color:var(--gray);margin-bottom:26px}
.contato-form{text-align:left;display:grid;gap:18px}
.field{display:grid;gap:7px}
.field label,.field-label{font-weight:600;font-size:.9rem}
.field input[type=text],
.field input[type=tel],
.field input[type=email],
.field select{
    padding:13px 14px;border:1px solid var(--line);border-radius:10px;
    font-family:var(--font-sans);font-size:.95rem;background:#fafafa;transition:.2s;
}
.field input:focus,.field select:focus{
    outline:none;border-color:var(--gold);background:#fff;
    box-shadow:0 0 0 3px rgba(198,161,91,.18);
}
.check-inline{display:flex;align-items:center;gap:8px;font-weight:400;font-size:.92rem;cursor:pointer}
.check-inline input{width:16px;height:16px;accent-color:var(--gold-dark)}
.check-inline a{color:var(--gold-dark);text-decoration:underline}

/* Honeypot escondido de humanos, visível para bots */
.hp-field{position:absolute;left:-9999px;top:-9999px;height:0;width:0;overflow:hidden}

.alert{padding:13px 16px;border-radius:10px;font-size:.9rem;margin-bottom:20px;text-align:center}
.alert-ok{background:#e7f6ec;color:#1f7a45;border:1px solid #b5e3c6}
.alert-err{background:#fdecec;color:#b02a2a;border:1px solid #f3c3c3}

/* ============ FOOTER ============ */
.site-footer{background:var(--black);color:#c7c4bc}
.footer-inner{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding:56px 22px 40px}
.footer-logo{height:130px;width:auto;margin-bottom:10px}
.footer-col h4{color:var(--gold);font-family:var(--font-serif);font-size:1.2rem;margin-bottom:14px}
.footer-col p{font-size:.9rem;margin-top:14px;max-width:300px}
.footer-col a{display:block;color:#c7c4bc;font-size:.9rem;padding:4px 0;transition:.2s}
.footer-col a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:18px 0}
.footer-bottom p{font-size:.82rem;color:#8a877f;text-align:center}

/* ============ WHATSAPP FLUTUANTE ============ */
.whatsapp-float{
    position:fixed;right:22px;bottom:22px;z-index:200;
    width:60px;height:60px;border-radius:50%;
    background:#25d366;color:#fff;
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 8px 24px rgba(37,211,102,.45);
    animation:wa-pulse 2.4s infinite;
    transition:transform .2s;
}
.whatsapp-float:hover{transform:scale(1.08)}
@keyframes wa-pulse{
    0%{box-shadow:0 0 0 0 rgba(37,211,102,.5)}
    70%{box-shadow:0 0 0 16px rgba(37,211,102,0)}
    100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}
}

/* ============ RESPONSIVO ============ */
@media (max-width:900px){
    .seguros-grid{grid-template-columns:repeat(2,1fr)}
    .sobre-inner{grid-template-columns:1fr;gap:36px}
    .footer-inner{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
    .menu-toggle{display:flex}
    .nav{
        position:absolute;top:80px;left:0;right:0;
        flex-direction:column;gap:0;
        background:var(--black);
        border-bottom:1px solid rgba(198,161,91,.25);
        max-height:0;overflow:hidden;transition:max-height .3s;
    }
    .nav.open{max-height:320px}
    .nav a{width:100%;padding:15px 22px;border-top:1px solid rgba(255,255,255,.06)}
    .nav-cta{border-radius:0;text-align:center}
    .seguros-grid{grid-template-columns:1fr}
    .footer-inner{grid-template-columns:1fr}
    .form-card{padding:32px 22px}
    .hero{padding:80px 0 90px}
}